What are my Health Insurance Options?
Health Insurance Marketplace
The Federal Government operates the Health Insurance Marketplace, available at Healthcare.gov, for most states. Some States run their own Market Places. You can shop for plans through their site or click here to get quotes.
When you apply for coverage for yourself or family, you will provide income and information on your household. You will be able to find out if you qualify for Premium Tax Credits and other savings that might make your plan more affordable. You can find out if you qualify for Medicaid and Children's Health Insurance Program (CHIP) in your State.
Keep in mind that these plans cover all pre-existing conditions. This can be very important. There is no Medical Underwriting.
Short Term Medical Plans
This is a good choice if you are looking for Temporary Coverage. Some reasons to purchase this coverage would be:
You missed the Open Enrollment period and don't qualify for for a Special Enrollment Period.
Looking for coverage until your Medicare becomes effective.
Coming off of your parents coverage
You change jobs and you are waiting for your group insurance to start
Healthy under 65
These plans are not guaranteed issue, they do not cover pre-existing conditions and they are medically underwritten. They are also limited in their coverage.
How to Compare and Enroll in Plans
You can compare plans and get quotes on the website. Just remember you will need to have some information about yourself and your family such as income. The system will ask you a few simple questions and show you what is available in your zip code. It will also show you any subsidy you are entitled too. These plans are guaranteed issue and they cover all pre-existing conditions. Just click here
You can also just call us and we will do it for you. It's important to understand all your options.